Cut costs.
Not your lifestyle.
Pebble Money reads your spending — never touches your money or account information — spots what's quietly slipping out, and points it all at one goal you actually care about.
Four steps. Then it works quietly in the background.
No spreadsheets, no fifty budgets to babysit. You set the goal and the intensity — Pebble does the bracketing.
Pick one goal
A buffer, a trip this summer, or that thing on your wishlist. One goal — not a chore.
Set your intensity
From a gentle trim to full desperation. Essentials like housing and subscriptions never get cut.
See what you won't miss
Pebble brackets your spending and surfaces the optimizable part. No judgment — just the number.
Track the honest line
Your real trajectory, actual vs planned. If you're behind, we say so — projections stay hedged.
Start with one thing worth saving for.
A savings buffer, a summer trip, paying off a card, buying the thing on your wishlist, or a first pot to invest. Pick one — Pebble aims everything at it instead of scattering across fifty budgets.
Safety buffer
A cushion for the unexpected — the classic first goal.
A trip
That summer somewhere, funded a little each week.
Pay off a card
Clear the balance that keeps quietly costing you.
First pot to invest
Your starting stake for putting money to work.
Read-only. And not in the alpha at all.
In the live app you connect your bank through a licensed, regulated Open Banking provider — view-only, and Pebble never sees your login. For the alpha you connect nothing; it runs entirely on sample data.
Account information only.
Through a licensed Open Banking provider, Pebble can read transactions to categorize them — nothing more.
Credentials stay with your bank.
You authorize access on the bank's own screen. Pebble never sees or stores your login.
Nothing to connect yet.
The alpha runs entirely on sample data — no real account to link, nothing financial to hand over.
See the real line — optimized vs. regular.
Your home screen shows where you're actually heading, with and without Pebble. No fantasy projections: if the two lines sit close together, you'll see that too.
Savings — optimized vs. regular
- ✓Ahead, behind, or on track — the line tells the truth. No confetti when you're actually slipping.
- ✓Optimizable, not "bad." Pebble separates essential from optimizable and only ever nudges that side.
- ✓Change the intensity anytime. Going too hard? Dial it back. The plan adapts; the goal stays.
Optimizable spend, surfaced without judgment.
Pebble brackets essential vs. optimizable and shows the pattern — the Friday–Saturday spikes, the slow creep — so you can redirect it toward the goal instead of just losing it. Our algorithms surface the best alternatives without touching your lifestyle, quietly increasing your REAL MONEY SAVINGS pace as you go.
From a gentle trim to full desperation.
You choose how hard to go. Essentials like housing and subscriptions stay untouched at every level — and you can switch the dial as you go.
Gentle trim
Light nudges on the optimizable stuff. You'll barely notice.
Balanced
Steady progress without white-knuckling every week.
Full desperation
Maximum trim on the optimizable side when you want it fast.
Essentials safe
Housing and subscriptions stay untouched at every level.
Built to be trusted with the boring stuff.
It looks. It never moves.
When connected, access is view-only. Pebble can read transactions to categorize them. It can never move, send, or touch your money.
The math isn't magic.
Every projection comes from deterministic rules, not vibes. That's exactly why we can hedge it honestly instead of promising a fantasy.
Progress you can feel.
Everything points at the single thing you're saving for — not a spreadsheet you'll open twice and abandon.
Watch the goal get closer, honestly.
Funded percentage, months to go, ahead or behind — plus concrete, plain-language nudges to keep the streak going. When it says on track, it means on track.
Funded %
How much of the goal you've actually saved so far.
Months to go
A realistic ETA from your current pace — not a fantasy.
Ahead or behind
The honest status, in plain words. No confetti when you're slipping.
Plain nudges
Concrete next steps to keep the streak going.
Join the alpha. We only need your eyes.
No bank, no financial data — walk the app on sample numbers and tell us what's confusing, what's wrong, and what made you go "oh, nice."
Uber credits for the sharpest insights
We'll send Uber credits to the testers whose feedback moves the product most. Quality over quantity — a few great notes beat a long list.
No bank, no data
The alpha runs on sample data. You won't connect a real account or hand over anything financial — there's nothing sensitive to collect, so nothing to encrypt.
Just honest reactions
Walk through the app. Tell us what's confusing, what's wrong, what you'd change — and the moments that made you go "oh, nice."
The questions you should be asking.
No. The alpha runs entirely on sample data. You'll never link a real account or enter financial details to take part.
In the live rollout Pebble Money will access bank data through a licensed, regulated Open Banking provider operating under EU (PSD2) rules — read-only account information only. The alpha test phase itself collects no financial data at all, it is simply to see how much you like it.
We're moving quickly and plan to launch the alpha sooner than you might expect. Everyone who signs up will receive an email with early access details, timelines, and everything needed to get started. We can't wait to have you join us!
We're keeping setup as simple as possible. Our goal is to provide a browser-based, or a development sandbox environment, so there should be little to no installation required. Trust us you dont have to be technical at all for this. We'll send all the necessary instructions and access details via email before the alpha begins.
The live app will have the major Polish banks first — mBank, Millennium, Bank Pekao, ING Bank Śląski, and Revolut — with more added over time, tell us more about what banks you'd like us to add. You can select accounts that aren't live yet and we'll notify you when they are. None of this is needed for the alpha.
During the alpha we don't collect financial data, so there's nothing of that kind to store. If you join the list we keep your email to contact you about the test — nothing else — and you can ask us to delete it anytime.
In the live product, data is encrypted in transit and at rest, on an EU-based secure infrastructure. For the alpha there's no sensitive data to protect, because we don't collect any.
No. Access is read-only — account information only. Pebble can read transactions to categorize them; it has no ability to make payments or transfers. Full stop.
A small dedicated team building in the open. You're testing an early alpha, so expect rough edges — and please tell us about every one of them.
Join the Pebble alpha
We're building Pebble in the open, and the alpha is where that starts — a small, early group testing the app before anyone else, shaping it with us as it takes form. No bank, no financial data, nothing to install. Just your honest take on whether this is worth building.
If you like the idea of read-only, no-nonsense money tools built by people who'd rather ship something real than something polished-but-empty, this is your way in. Tell us what breaks, what's missing, and what would actually get you to use it every day — that feedback is the mission as much as the app is.